Understanding Florida’s New HB 913 Law: What Every Association Needs to Know—Especially in Miami-Dade

Frank Landrian
Jun 23
2 min read

Understanding Florida’s New HB 913 Law: What Every Association Needs to Know—Especially in Miami-Dade

Effective July 1, 2025, the State of Florida will implement House Bill 913 (HB 913)—a sweeping update to laws governing condominium and homeowners' associations. If you serve on the board of an HOA or condominium in Miami-Dade County, this legislation, combined with stricter local ordinances already in place, makes compliance more important than ever.

🔍 What Is HB 913?

HB 913 is part of Florida’s continued legislative response to concerns about aging buildings, financial transparency, and accountability in association governance—especially in the wake of the Surfside tragedy.

This new law expands upon previous reforms by tightening the requirements for:

Building safety and structural integrity inspections
Board member education and qualifications
Transparency of financial records
Management company responsibilities
Enforcement and penalties for non-compliance

🧱 Key Changes Associations Must Know

1. Structural Integrity Reserve Studies (SIRS)

Associations of buildings three stories or higher are now mandated to conduct SIRS every 10 years, focusing on critical structural elements such as:

Roof
Foundation
Load-bearing walls
Electrical systems
Plumbing systems

What’s New in HB 913:Associations may no longer waive reserves for items listed in a structural integrity reserve study. These reserves must be fully funded and consistently maintained

2. Transparency & Record Access

Associations must digitally maintain official records and make them available to owners. HB 913 expands access by:

Requiring online posting of certain financial documents
Mandating a response to record requests within 10 business days

3. Board Member Certification and Training

All board members must complete an official certification course annually, rather than once per term. Failure to comply can lead to removal or disqualification.

4. Property Management Oversight

Management companies and CAMs (Community Association Managers) are now more directly accountable for compliance issues. Contracts must now clearly define:

Duties and responsibilities
Financial reporting requirements
Termination and renewal procedures

📍 Miami-Dade County: Stricter Local Rules Still Apply

While HB 913 is a statewide law, Miami-Dade County continues to enforce its own stringent building recertification program:

30-Year Recertification: Still required by county ordinance, with follow-up inspections every 10 years.
Condominiums within 3 miles of the coastline face more frequent inspections (as soon as 25 years).

Associations in Miami-Dade must comply with both HB 913 and local ordinances. That means staying ahead of deadlines, securing qualified engineers for inspections, and ensuring that all required reserve funding is in place.

✅ What You Should Do Now

Schedule Your SIRS – If your building qualifies, get on an engineer’s calendar now.
Review Your Reserves – Make sure your budget aligns with the mandatory funding levels.
Educate Your Board – Ensure all directors complete a qualifying course each year.
Audit Record-Keeping – Prepare digital access systems to handle record requests.
Meet with Your Management Company – Review contracts and compliance expectations.

🛠 We Can Help

At All In One Property Management, we specialize in helping associations navigate complex regulatory changes like HB 913. Our team works closely with boards across Miami-Dade County to ensure: