Understanding House Bill 913: Key Changes for Miami-Dade Associations

Frank Landrian
Jun 23
3 min read

Updated: Jul 21

By: All In One Property Management

Florida has passed House Bill 913 (HB 913). This legislation significantly impacts how condominium and homeowners' associations operate across the state. While its implications are wide-ranging, it is especially important for associations in Miami-Dade County, where stricter local regulations are already in place.

Below, we break down the key takeaways from HB 913 and highlight what your board and management team need to do to remain compliant.

What is HB 913?

HB 913 is a new law designed to promote transparency, accountability, and owner access to association records. This legislation tightens regulations involving board conduct, financial disclosures, and election procedures. The law took effect on July 1, 2025.

The bill responds to growing public scrutiny of condominium governance. Recent high-profile issues have included financial mismanagement, inadequate building maintenance, and inaccessible records.

Key Changes Associations Must Know

Here are the most important provisions of HB 913:

1. Mandatory Digital Access to Records

Associations with 150 or more units must now:

Post key association records online, such as budgets, financial reports, meeting minutes, and reserve studies.
Provide password-protected access for owners, allowing them to review these documents 24/7.

➡️ In Miami-Dade County, smaller associations may also need to follow this requirement due to local ordinances.

2. Stricter Penalties for Withholding Records

Failure to provide access to records within a 10-business-day period now incurs:

Daily fines of up to $500, with a cap of $5,000 total.
Possible disciplinary action against board members or management companies.

➡️ While Miami-Dade has long enforced fines for delayed records requests, HB 913 ensures uniformity across the state.

3. Board Member Education & Certification

New board members must:

Complete a State-approved certification course within 90 days of their election.
Sign an affidavit of understanding to affirm compliance with state laws and governing documents.

4. Enhanced Financial Transparency

Associations are required to:

Disclose delinquent account balances and major expenditures in their monthly board meeting agendas.
Include reserve fund balances and upcoming assessments in annual budget mailings.

➡️ This is crucial for Miami-Dade, where associations face costly compliance mandates, like the 30/40/50-Year Recertifications.

5. Conflict of Interest & Vendor Rules

Board members must disclose relationships with vendors.
Associations must obtain competitive bids for any service contracts exceeding $2,500.

6. Tighter Election Protocols

All ballots and envelopes must now be stored for one year post-election.
Third-party election monitors are encouraged in cases of any contested or disputed elections.

➡️ Associations in Miami-Dade already face stricter election requirements. It’s essential to verify your local ordinances.

Why It Matters More in Miami-Dade County

Miami-Dade County imposes additional layers of compliance through local ordinances, which include:

Stricter building safety inspections.
Mandatory disclosure forms for board candidates.
Local enforcement of financial mismanagement penalties.

Associations in this area cannot simply adhere to the minimum required by HB 913. They must exceed these standards wherever county laws apply.

What Should Your Association Do Now?

To ensure compliance and avoid penalties, associations should take the following steps:

Consult with your property management company to confirm that all digital recordkeeping and access systems are updated.
Review your current bylaws to identify any potential conflicts with HB 913 and consider necessary updates.
Schedule training and certification for all current and future board members.
Conduct a vendor contract audit to verify adherence to bid and conflict-of-interest rules.
Communicate changes to unit owners via mail or email, fostering trust and demonstrating proactive leadership.

Why Proper Compliance is Essential

Being compliant with HB 913 not only helps associations avoid penalties but also strengthens trust within the community. Educating board members ensures that they understand the regulations and the importance of maintaining transparency and accountability.

Need Help Navigating HB 913?

At All In One Property Management, we are well-equipped to assist your association with compliance to HB 913 and Miami-Dade’s specific local ordinances. We offer a range of services, including: