🏛️ What Florida’s New HB 913 Means for Your Condominium or HOA — Especially in Miami-Dade County

Frank Landrian
Jun 23
3 min read

Published: June 2025

By: All In One Property Management

Florida has passed House Bill 913 (HB 913), a significant piece of legislation that directly affects how condominium and homeowners' associations operate throughout the state. While the bill has statewide implications, it's particularly important for associations located in Miami-Dade County, which already enforces more stringent local regulations.

Below, we break down the key takeaways of HB 913 and what your board and management team need to do to stay compliant.

🔍 What is HB 913?

HB 913 is a new law designed to increase transparency, accountability, and owner access to association records. It also tightens regulations on board conduct, financial disclosures, and election procedures. The law went into effect July 1, 2025.

The bill responds to increasing public scrutiny of condominium governance, particularly following high-profile issues involving financial mismanagement, inadequate building maintenance, and inaccessible records.

📌 Key Changes Associations Must Know

Here are some of the most important provisions of HB 913:

1. Mandatory Digital Access to Records

Associations with 150 or more units must now:

Post key association records online (e.g., budgets, financial reports, meeting minutes, reserve studies).
Allow password-protected access for owners to review these documents 24/7.

➡️ In Miami-Dade County, this requirement may apply to smaller associations as well, depending on local ordinances.

2. Stricter Penalties for Withholding Records

Failure to provide access to records within the 10-business-day period now includes:

Daily fines of up to $500, capped at $5,000 total.
Potential disciplinary action against board members or management companies.

➡️ Miami-Dade has long enforced fines for delayed records requests, but HB 913 makes them uniform across the state.

3. Board Member Education & Certification

New board members must:

Complete a State-approved certification course within 90 days of being elected.
Sign an affidavit of understanding, affirming compliance with state laws and governing documents.

4. Enhanced Financial Transparency

Associations must:

Disclose delinquent account balances and major expenditures in monthly board meeting agendas.
Include reserve fund balances and upcoming assessments in annual budget mailings.

➡️ This is critical in Miami-Dade, where buildings face expensive compliance mandates like 30/40/50-Year Recertifications.

5. Conflict of Interest & Vendor Rules

Board members must disclose relationships with vendors.
Associations must seek competitive bids for any service contracts over $2,500.

6. Tighter Election Protocols

Ballots and envelopes must now be stored for one year post-election.
Third-party election monitors are encouraged for any contested or disputed elections.

➡️ Associations in Miami-Dade may already follow even stricter election requirements—be sure to check your local ordinance.

⚠️ Why It Matters More in Miami-Dade

Miami-Dade County already enforces additional layers of compliance through local ordinances, including:

Stricter building safety inspections
Mandatory disclosure forms for board candidates
Local enforcement of financial mismanagement penalties

Associations here cannot simply follow the minimum required by HB 913—they must exceed it where county laws apply.

✅ What Should Your Association Do Now?

To stay compliant and avoid penalties:

Consult with your property management company to ensure all digital recordkeeping and access systems are up to date.
Review your current bylaws to identify any conflicts with HB 913, and consider updating them.
Schedule board training and certification for all current and future members.
Conduct a vendor contract audit to ensure compliance with bid and conflict-of-interest rules.
Communicate changes to unit owners via mail or email, to build trust and show proactive leadership.

📞 Need Help Navigating HB 913?

At All In One Property Management, we’re fully prepared to help your association comply with HB 913 and Miami-Dade’s unique local ordinances. We offer: